It may not seem possible, but a cheap bathroom remodel is absolutely attainable. Popular home remodeling culture makes it seem like bathroom remodels must cost five figures and everything must be ripped away and replaced. But resisting that notion is the first step to deflating spiraling bathroom remodel costs and bringing everything back down to earth.


Bathroom remodeling, along with kitchen remodeling, takes its toll on homeowners in terms of misery, unmet timetables, and high costs. Given the staggeringly high cost of bathroom remodeling, it pays to think outside the box and search for smarter and more economical alternatives. After a low-cost and lean bathroom remodel, not only will you have a clean, bright, and functional bathroom,...

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Most Canadians focus on their mortgage rate. But if you want to save thousands in interest and shave years off your debt, put these tips to work for you.

1. Add an extra sum each month

Each month add a set amount to your regular mortgage payment. Even an extra $15 or $25 per payment adds up. For instance, if you paid bi-weekly and added an extra $25 per payment, after five years you would have reduced the principal loan by 2.5% over the life of the debt (assuming a 2.85% fixed five-year rate on a $450,000 mortgage amortized over 25 years), for more than $7,350 in savings.

2. Put your raise to work

Do you get a bonus from work? What about an annual raise? When your annual, monthly or hourly payroll increases, consider applying the...

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Are you wondering how to get out of debt? Maybe you've heard that deferring mortgage payments or consolidating what you owe can help. CIBC and The MoneySense created this guide to help you understand your options and get on the right path to pay down your debt.


Being in debt doesn’t mean you are terrible with money or bad at budgeting. Debt is affecting most Canadians right now, with many regularly paying less than the full balance on their credit card statements, perhaps deferring mortgage payments, or putting off home repairs, and more. If that sounds like you—how can you pay off debt fast? This guide will help you get started.


How much debt is Canada in?

You don’t need to be a finance expert to understand that the COVID-19...

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I have listed a new property at 3024 PRINCESS Boulevard in Burlington.
Exquisite home that was custom built in 2013 and is surrounded by historic homes in one of the most sought after neighbourhoods of Burlington. Roseland offers you homes with Historic character that look like they are all out of a luxury homes magazine! The numerous green boulevards add a touch of grandeur and beauty that go well with the towering old trees that line the streets. Highly rated schools and walking distance to the famous Christmas House on Spruce that offers your very own spectacular private display of lights that people drive from far and wide to see during the holidays! Over 5,000 sf of finished living space, 17 coffered ceilings, top of the...
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Exquisite home that was custom built in 2013 and is surrounded by historic homes in one of the most sought after neighbourhoods of Burlington.  Roseland offers you homes with Historic character that look like they are all out of a luxury homes magazine!  The numerous green boulevards add a touch of grandeur and beauty that go well with the towering old trees that line the streets.  Highly rated schools and walking distance to the famous "Christmas House on Spruce" that offers your very own spectacular private display of lights that people drive from far and wide to see during the holidays!

Over 5,000 sf of finished living space, 17’ coffered ceilings, top of the line finishes, Kohler apron sink, double wall ovens, double fridge,...
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Our newest listing is a FREEHOLD (NO CONDO FEES!) Townhome in Oakville's North West neighbourhood of Bronte Creek. This three-storey home boasts a ton of natural sunlight and newer hardwood floors with a kitchen breakfast bar that overlooks the open concept living and dining rooms. Beautifully decorated, freshly painted in modern colours and move in ready! Can you imagine yourself sipping a coffee or glass of wine on your new balcony while you watch the sun set behind the Escarpment? All stainless steel appliances and AC are new since 2018. Walking distance to elementary school and Bronte Creek Provincial Park. Nearby shopping, dentist, doctors, church, community center, the new Oakville Hospital and a short drive to the Bronte GO Station. High...

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Look at how long you expect to live in your next residence, your ability to handle all the monthly payments associated with owning, and locations that might offer better value.


The answer to that question is, perhaps unsurprisingly, that it depends on your circumstances. The decision to move is often equally a lifestyle and financial decision, and it varies for each one of us based on our needs and preferences. Here are the key considerations to keep in mind as you navigate your own decision to buy or rent, along with some concrete examples on how to approximate and compare your financial costs in each scenario.


1. What’s your time horizon?

As you plan your move, it’s important to ask yourself how long you intend to live in your new...

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Have you seen our listing in Toronto? This particular unit has some of the most INCREDIBLE views of downtown! With two bedrooms, two full washrooms, two lockers, 24 hours security, TTC at your doorstep and a short walk to the Lake

Go on the virtual tour by clicking here!

219 Fort York Boulevard, Suite #3103
--------------------
Geneviève Caya, MCNE
Bilingual Sales Representative / Agent immobilier bilingue
(416) 629-0885
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Not all dens are created equal. Get inspired by these 9 brilliant condo den design ideas to get the most out of your  condo.

When it comes to condo living, you must think creatively when designing your space. For those who have or are planning on buying a condo with a plus den floor plan, use these nine condo den design ideas as inspiration for your new or existing space.

1. CONVERT YOUR SMALL CONDO DEN INTO A LIBRARY

Sometimes a condo den is just a small awkward space that doesn’t quite make any logical sense for the floor plan and you’ll wonder why it exists at all? Even in the smallest condo den there is always room for books.

Whether you need to make a custom bookcase to fit the space or simply hang shelves, turning one wall...
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Prospective homeowners sometimes use the subject of condo fees to justify their preference of a house over a condo.  The argument is:  “If I buy a house, I can save the condo fees.”  This reasoning is not entirely accurate, since it assumes that house-ownership is complete without cost.

Water, Home Insurance, and Heating Costs

  1. Water:  The majority of condo fees include water and hot water
  2. Home insurance:  This will always be substantially more in a house, since the condo building is already insured, and the condo-buyer only has to purchase condo or content insurance
  3. Heating costs for an apartment or townhouse style unit are also going to be substantially less than the heating costs for an average sized detached...
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Attention River Oaks Residents! This group is for you!
 
I've created an exclusive and private place on the web for you to get inside scoop of the real estate market and what's going on in the neighbourhood.
 
Thank you for following! Don't forget to invite your neighbours as well!

Click here to join our exclusive Facebook group!

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It seems today that there are many social topics that have evolved beyond being taboo but remain in the realm of sensitive. I recently had the privilege of working through one such topic with my team. Collectively, they are some of the best folks a person could have the opportunity to work with and navigate all situations with professionalism, sensitivity and their own (calculated) candor.


As you may or may not know, the Canadian Real Estate Association recently announced it is creating the field “Primary Bedroom” on Realtor.ca. This would allow MLS systems across the country to feed their “master bedroom” data field to this display name on the public portal if they so choose. My understanding is that CREA’s motivation...

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As all of Ontario is now officially in Phase 3, maintaining physical distancing, washing hands properly and often, and wearing a mask have all become the new normal. In coordination with the Federal Government, the Ontario Government has recently launched the Covid-19 App.


We are encouraging everyone to download this app as another tool that we can all use to help with the spread of Covid-19.


How it works

The app uses Bluetooth to exchange random codes with nearby phones.

Every day, it checks a list of random codes from people who tell the app they tested positive.


If you've been near one of those codes in the past 14 days, you'll get a notification.


More about how COVID Alert works

The app runs in the background and will not interrupt your ...

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I have listed a new property at 2414 Gladstone Avenue in Oakville.
This spectacular must see home is in the highly desirable neighbourhood of River Oaks. Offering more than 2,500 square feet of finished living space! The custom kitchen features a built-in wine fridge, pot lights, an abundance of cabinets and counter space with a 10 Quartz kitchen island with seating for six. Hardwood floors on both main and upper level, crown moulding and potlights throughout the home, formal dining room, lots of natural light and a family room with a gas fireplace that overlooks the professionally landscaped backyard. This home also has four lavish bathrooms that include a real master retreat with a double vanity, a soaker tub and luxury spa...
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A variety of government organizations and NGOs, including the Government of Canada, have published articles and guidelines for sustaining air quality indoors.


There are many effective steps you can take to significantly improve your indoor environment.

  1. Consider installing a recovery ventilator: Many contaminants found in indoor air are generated inside the home. These can be lowered by replacing your indoor air with air from outside. Therefore, the best way to improve your indoor air quality is to improve your ventilation and provide more clean outside air to your living space. Consider adding a heat recovery ventilator (HRV) or energy recovery ventilator (ERV) to not only supply clean, fresh air, but recover the energy and humidity from the...
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The novel coronavirus has upended all of our lives, and lockdown measures have made healthy habits harder than ever to maintain thanks to reduced access to many of the pillars of wellbeing: fresh food, the gym, and spending time with family and friends.


Social distancing can be especially tough on older adults, but there are steps you can take to stay healthy and reduce your risk of getting COVID-19.  Older adults are particularly prone to the detrimental health effects of being housebound. Because your body loses function as you age, a poor diet, lack of exercise, and loneliness can hit you harder than younger, more resilient folks. 


The good news? By making some creative shifts to everyday routines, you can thrive while holed up at...

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A bit of a different topic, but quite relevant these days if you're like me and trying to live a life that is a little more sustainable.  How to check the freshness of your eggs!  Especially, if you've gone ahead and stocked up on a bunch at once to limit the number of times you visit the grocery store (smart!).

The Best Method for Uncracked Eggs: The Float Test

Just fill a bowl with cold water and place your eggs in the bowl. If they sink to the bottom and lay flat on their sides, they're very fresh. If they're a few weeks old but still good to eat, they'll stand on one end at the bottom of the bowl. If they float to the surface, they're no longer fresh enough to eat.


While you could fry or scramble an egg that's on its side or standing...

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Spring is such an exciting time; it's an excuse to start fresh. Why not make good use of this time and start to expertly prepare your garden for spring?


Here are a few tips for getting the best jump start on spring gardening.

1. Clear your garden of dead leaves and weeds

Flowers and other plants prefer a tidy place to grow in, so make sure you have a tidy plot of soil for them. If you have perennial plants, cut back the dead growth. Dig up around 2.5 to 3 inches of organic matter (i.e. compost, etc.) and dispose.

2. Plan ahead for summer-flowering plants

To make sure you get beautiful, blooming plants and a colorful display in the summertime, start planting them in early spring.

3. Scrub down your greenhouse or Urban Cultivator

If you grow your...

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It seems that there is a bit of confusion regarding the CERB (Canada Emergency Response Benefit) amongst Canadians so I have done a bit of research and put together the main points here for anyone to reference.   A lot of it is copied directly from our Canadian Government's site so you can trust that this is this information is correct.

**Important**if you haven't aready done so, you should apply for the direct deposit option as this will speed up your first payment by around 7 full days!  The direct deposit guarantees the first payment within 3 business days vs 10 business days.

The CERB supports Canadians by providing urgently needed financial support to employed and self-employed Canadians who have been directly affected by...

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Note: Recommendations for Covid-19 may change as officials learn more, so monitor your local health department and the Centers for Disease Control and Prevention for updates.

Make a game plan

  • Designate one person to be your errand-runner to limit your outside exposures
  • Set up a disinfecting station — an area outside your home or in a room with low foot traffic where you can disinfect packaged food

When you’re out

  • Avoid coming within less than...
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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are member’s of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.